^So you get all the "privs" of a top account, but can't put anything into it anyway? Go you!
I'm with Lloyds TSB simply because they let me open the account without anything except my passport. I closed my old student account years ago, so haven't an account here for about 6 years. I've been out of the country for so long that I couldn't provide any evidence of my address. Apparently a phone bill counts for more than a passport according to HSBC and Nationwide, so **** them.
I've still got accounts with Hana Bank, Kookmin Bank and Korea Exchange Bank, so that's 4 accounts with no money in them.
Should have gone to Natwest evidently.